Protecting the American Dream

Protect the Dream You’ve Worked Hard to Build.
Your Dream Deserves the Best Protection.

Where To Find Us

Hours
Monday - Friday
9:00am - 5:30pm

Address
35 W Valley Blvd Ste D
Alhambra, CA 91801

info@cstinsurance.com

626-307-5486

626-307-8682

 

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Safeguarding Legacies, Empowering Dreams

Committed to Protecting What Matters Most, Every Step of the Way

To empower and protect the dreams of American immigrants by providing personalized and accessible insurance solutions, rooted in our shared journey of hard work, determination, and community.

Empowering Communities to Build and Protect Their American Dream

To be the trusted partner for families, safeguarding the legacies they've built and inspiring the next generation to pursue their own American Dream with confidence and security.

Your Protection, Our Priority: Coverage for Every Chapter of Your Life.

    • General Liability Insurance
      Protects businesses against claims of bodily injury, property damage, and personal injury.

    • Commercial Property Insurance
      Covers damage to a company’s physical assets, including buildings, equipment, and inventory.

    • Workers' Compensation Insurance
      Provides benefits to employees who suffer work-related injuries or illnesses, including medical expenses and lost wages.

    • Commercial Auto Insurance
      Covers vehicles owned or used by a business for damages and liability arising from accidents.

    • Business Owner’s Policy (BOP)
      A bundled policy that typically includes general liability, property insurance, and business interruption coverage.

    • Professional Liability Insurance (Errors & Omissions Insurance)
      Protects businesses and professionals against claims of negligence or mistakes in the services they provide.

    • Commercial Umbrella Insurance
      Provides additional liability coverage beyond the limits of other policies like general liability or commercial auto.

    • Cyber Liability Insurance
      Covers losses related to data breaches, cyberattacks, and other technology-related risks.

    • Product Liability Insurance
      Protects businesses against claims for injuries caused by defective products they manufacture or sell, holding them liable for harm due to manufacturing, design, or labeling defects.

    • Directors and Officers (D&O) Insurance
      Covers the personal liability of directors and officers of a company for decisions and actions taken within the scope of their duties.

    • Employment Practices Liability Insurance (EPLI)
      Protects businesses against claims related to employment practices, such as wrongful termination, discrimination, and harassment.

    • Commercial Crime Insurance
      Covers losses due to criminal activities such as theft, fraud, and embezzlement by employees or third parties.

    • Inland Marine Insurance
      Covers goods, equipment, and materials while they are in transit or stored off-site.

    • Builders Risk Insurance
      Provides coverage for buildings under construction against damages from events like fire, theft, or vandalism.

    • Equipment Breakdown Insurance
      Covers the cost of repairing or replacing damaged machinery and equipment due to mechanical failure or electrical issues.

    • Business Interruption Insurance
      Covers lost income and operating expenses if a business is temporarily unable to operate due to a covered event.

    • Commercial Flood Insurance
      Protects businesses from damages caused by flooding, typically not covered under standard property insurance.

    • Commercial Earthquake Insurance
      Provides coverage for damages caused by earthquakes, which are typically excluded from standard property insurance policies.

    • Surety Bonds
      Guarantee that a business will fulfill its contractual obligations or meet regulatory requirements.

    • Environmental Liability Insurance
      Covers businesses against claims and costs associated with environmental damage or pollution.

    • Homeowners Insurance
      Covers your home and personal belongings against damage or loss from events like fire, theft, and natural disasters. It also includes liability protection for accidents that occur on your property.

    • Auto Insurance
      Provides coverage for damages to your vehicle, liability for injuries or property damage caused by an accident, and other related expenses.

    • Condo Insurance
      Covers the interior of a condominium unit and personal belongings, along with liability protection.

    • Landlord Insurance
      Specifically for rental property owners, covering the building, liability, and loss of rental income.


    • Earthquake Insurance
      Offers coverage for damage caused by earthquakes, which are usually excluded from standard homeowners policies.

    • Flood Insurance
      Protects your home and personal property from flood damage, which is typically not covered under standard homeowners insurance.

    • Personal Umbrella Insurance
      Provides additional liability coverage beyond the limits of your homeowners, auto, or other personal policies.

    • Renters Insurance
      Protects personal property within a rented residence and provides liability coverage for injuries that occur on the premises.

    • Motorcycle Insurance
      Similar to auto insurance, but specifically for motorcycles, covering damages, liability, and medical costs.

    • Boat Insurance
      Covers damages to your boat, liability for injuries or property damage, and other boating-related risks.

    • Mobile Home Insurance
      Provides coverage for mobile or manufactured homes, including protection for the structure, personal belongings, and liability.

    • Personal Liability Insurance
      Standalone coverage that protects you against legal liabilities for injuries or damages to others that occur on or off your property.

    • Personal Articles Floater (PAF)
      Provides additional coverage for valuable items like jewelry, art, electronics, and other personal property that may not be fully covered under standard homeowners insurance.

    • Pet Insurance
      Covers veterinary expenses for your pets in case of illness or injury.

    • Travel Insurance
      Provides coverage for trip cancellations, medical emergencies, lost luggage, and other travel-related issues.

    • Identity Theft Insurance
      Covers expenses related to restoring your identity and repairing credit after an identity theft incident.

Experience, Integrity, and Care: Why Clients Trust Us


As a minority, woman-owned agency with roots in the Asian American immigrant community, CST Insurance offers personalized, culturally sensitive service that bridges language barriers. We genuinely care about our clients' unique needs and are committed to helping you secure the right coverage, not just the cheapest option, ensuring your protection and peace of mind.

Deep Understanding of Immigrant Needs


50 Years of Combined Experience in the Industry

Our team brings a wealth of knowledge and expertise to the table, providing you with insights and solutions you can trust. From property to casualty insurance needs, we've got you covered under one roof.

Our comprehensive services make insurance shopping convenient and hassle-free. We go beyond language barriers with proficiency in Mandarin, Cantonese, Chaozhou, Hakka, and Taishanese, ensuring that we can effectively serve diverse communities.


Commitment to Protecting the American Dream

CST Insurance is dedicated to more than just selling policies—we’re here to protect the dreams that clients have worked so hard to achieve. With our deep expertise, ethical approach, and commitment to client satisfaction, we ensure your future is secure, helping you build and protect what matters most every step of the way.


Personalized Service with Integrity and Care

At CST Insurance, we deliver a white-glove service experience, treating each client with the utmost care and attention. We prioritize doing the right thing for our clients, taking the time to understand your specific situation and guiding you toward the most appropriate coverage for your unique needs, rather than just finding the lowest cost.

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Strong Partnerships, Reliable Coverage: Meet Our Personal and Commercial Carriers